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What is a prepaid credit card

by

Steve Evans

You probably see them all the time at gas stations or advertised as a solution for people with bad credit. Prepaid credit cards act just like a regular credit card, except unlike a normal credit card there is no line of credit behind the plastic.

They are also known as Pay as you go cards. With a prepaid credit card you have a fixed amount of money you can use. Since there is no line of credit, you dont have to worry about paying back any debt.

Credit cards are practically a necessity of life these days. When was the last time that you wrote a check. Id wager that most of us just write one or two checks a year these days and the rest is done by card. Its almost impossible to rent a car, reserve a hotel room, or make a large purchase without a credit card. Many businesses now require customers to have a credit card on file even if paying with cash or check. What can you do if you have bad credit or no credit?

As we said earlier prepaid credit cards are also known as pay as you go cards. They work in a similar way to traditional credit cards. The difference is that prepaid credit cards dont involve borrowing money from the issuer. You preload the card with money and then use it wherever Visa or Mastercard are accepted. Late fees and interest charges are not applicable. Simply refill the card when the balance is low or depleted.

A prepaid card is much like the gift cards available from most high street chains in the UK, however, prepaid cards have a much wider acceptance, and can be used internationally. They are the same as credit cards, but without the credit. The majority of UK prepaid card providers offer cards embossed with your own name, and some are even CHIP & PIN cards.

A prepaid card is not a credit facility, so you do not need to pass a credit check. Even if you have bad credit or CCJs you are guaranteed to be approved for a prepaid card. However, you are still required to provide details verifying your identity and address (for example a passport, driving licence or national identity card plus a utility bill or an official letter with your permanent or temporary address). Some of the prepaid card issuers will even verify your details online, and give you an instant approval. By the way this is correctly called an electronic identity check, not a credit check!

A prepaid credit card such as a Visa or prepaid Master card can be used like any other credit card to make purchases. With a prepaid card, however, you load funds onto your card and use that money to make purchases and get cash — you are not borrowing money from a bank or other financial institution. The prepaid credit cards look, feel and work like a credit card but are pre-funded “stored-value” cards. This allows you to set spending limits for you or your kids.

So there you have your answer. It is a pre-paid, reloadable card can be used anywhere Visa or MasterCard is accepted — at stores, gas stations, restaurants, theaters, in the mall and online. Making a hotel and rental car reservation is a snap. You can also access cash at ATM’s. The card is great for everyday purchases, special occasions, and emergency backup.

Go to “

first prepaid credit

” for a great deal more information at the Prepaid Credit Cards Blog.

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What is a prepaid credit card}

What You Dont Know About Publishing A Book Can Take You From Dream To Nightmare Overnight!

by

Kathleen Gage Speaker

Do you have the dream of becoming a published author? Are you thinking of writing a book to promote you, your services or your company? Prior to launching into a major project, do your homework. It can save you time, money and frustration.

Almost daily I receive an inquiry from someone who has spent a small fortune getting their book published by a company that promises them the moon when it comes to the success of their book. Unfortunately, in 99% of the cases I hear about, the results dont at all meet the promises. Often the author approaches me after much heartache, disillusionment and wasted expense.

My most recent inquiry came from a man who had a 56 page document published as a book by what appears to be a subsidiary publisher. The publishing company has a retail price of $19.95 on the book.

Needless to say, the author has had a difficult time selling the book to people who see it and those who buy it sight unseen are disappointed with the minimal number of pages.

Many people dream of becoming a published author yet lack enough information to make the best choice for their particular publishing needs. Although there are numerous reputable publishing companies, there are also just as many companies that take advantage of an aspiring authors dream and lack of knowledge. The best thing an aspiring author can do is to learn as much as possible about their publishing options before signing on the dotted line.

For the purpose of clarification, here are some simple publishing definitions from Wikipedia, The Free Encyclopedia:

Self-Publishing

Self-publishing is the publishing of books and other media by the author(s) of those work, rather than by established, third party publishers.

Vanity Press

A vanity press or vanity publisher is a book printer which, while claiming to be a publisher charges writers a fee in return for publishing their books or otherwise makes most of its money from the author rather than from the public.

Print on Demand (POD)

Print on demand or publish on demand (POD) is a printing technology in which a copy is not created until after an order is received.

Regardless of how a book is published, the author will have to proactively market the book in order to sell copies.

Many people are under the impression or led to believe the publisher will do the marketing for them. If a publisher provides such a service it is usually minimal at best. Perhaps a press release or two, a listing on Amazon, a posting on a website, a simple website, etc. If a company does provide an effective marketing and promotions campaign, there is usually a hefty fee that is attached to it.

Many vanity presses make a big deal out of getting the author a listing on Amazon.com and offering a website as part of the publishing deal. The fact is that just a listing on Amazon.com and having a website will do little good. The author will still need to find a way to drive traffic to those locations.

Its like anything you buy. No matter how good something is, if people dont know about it, they cant buy it. No matter how good a book is, how great the title, how big the market, without a very proactive approach to marketing, books do not sell. Marketing and promotion is an ongoing process and is absolutely essential to the success of a book.

I am an advocate of self-publishing in the truest sense of the word. It means I oversee everything. This doesnt mean I do all the actual work myself; rather, I hire it out.

Areas that you could hire out would be:

Cover design

Copy editing

Book layout

Marketing (some or all)

You can even hire out some or all of the writing. I personally do all my own writing, but the other areas such as design, layout, and editing I contract to others.

The world of book selling has become incredibly competitive. In my experience, the best way to sell a book is to have a very proactive online approach as well as selling through speaking engagements.

I highly recommend obtaining books on publishing, marketing books and self-publishing by these great authors: Dan Poynter, John Kremer and Tom and Marilyn Ross.

There is nothing more satisfying than seeing your book published. But without the correct information your dream can quickly become a nightmare. Before making any decisions do your research. You will be glad you did.

Kathleen Gage is an Internet Marketing Advisor for Speakers, Trainers, Authors, Consultants and Entrepreneurs. Access her eBook The Truth about Making Money on the Internet at http://www.streetsmartsmarketing.com/free-ebook.htm

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What You Dont Know About Publishing A Book Can Take You From Dream To Nightmare Overnight!}

Hotels in Thailand

by

Mark1A world-class destination of the world, Thailand offers an exquisite holiday experience. Home to colorful diversities, Thailand is often referred to as the paradise of South East Asia. Plan your vacation at this tropical paradise this summer and discover the hidden treasures of the land. Sightseeing attractions include various historical, cultural and scenic sites. If amazing attractions and some delectable cuisine and excellent hospitality services draw your attention, hotels in Thailand enhance your holiday. With the finest category of hotels, Thailand has earned much acclaim as one of the favorite destinations of the traveler. Be it the lovely beaches or the lofty mountains, your hotel will provide you close access to the splendid attractions of Thailand.Whether you are looking for family hotels, activity hotels, beachfront hotels, business hotels, cheap hotels honeymoon hotels, luxury hotels, boutique hotels or spa hotels, you will get all kinds of hotels catering to your taste and mood. Most of the Thailand hotels are located around Bangkok, Hua Hin, Cha-am, Pranburi, Kanchanaburi, Phuket, Koh Samui, Krabi Phi Phi, Pattaya, Rayong, Koh Samet, Chiang Mai and Chiang Rai. You can book your hotel online through various hotel reservation sites. The online hotel booking sites cover numerous hotels in almost all destinations all over Thailand.The best part about online hotel booking worldwide is that you will get instant confirmation on your reservation. Availability of rooms will be guaranteed instantly only for certain accommodations. Hotel booking on most of these sites comes absolutely free of cost. Avail discount hotel booking online and get attractive discounts on facilities and services at your hotel. Know more about the various discount rates from travelers just like you. Complete security is guaranteed on the popular online hotel booking sites. If you have any queries or you require any assistance, you can contact customer care anytime. You can avail flexible payment options on the online hotel booking site. Trips are tailor-made for individuals and those travelling in groups. Besides booking your accommodation, the hotel booking sites online help you reserve a variety of tours and activities beforehand. You can reserve one day tours and activities on these sites. You can explore a colorful range of activities online and reserve the ones you want to indulge in. Amazing attractions, cultural shows, romantic cruises and other entertainment options are offered to help you make the most of your holiday in Thailand.You can try out the Ayutthaya World Heritage Tour around Bangkok, Golden Triangle Boat Trip and Chiang Sean and Chiang Khong Tour in Chiang Rai, Mae Sai Tour in Chiang Rai, Pattaya Coral Island Tour in Pattaya, Sriracha Tiger Zoo Tour in Pattaya, Krabi City Tour in Krabi and many more. Thailand is an ideal destination for pampering yourself with spa massages. Most of the popular online hotel booking sites comes with spa packages reservation facility. You can browse through the various treatments and therapies, facial and beauty treatments, body massages, hand and feet massages, hydrotherapy treatments and other Spa packages and make your reservation instantly.

Sujan Patricia is a Travel consultant. She offers exclusive information of Thailand and

Pattaya hotels

. She also provide

discount hotel booking

service.

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eArticlesOnline.com}

Unforgettable Sin City USA Trip Guide To Experience Entertainment, Places To Go And More

by

Evi Fleming

Planet Hollywood Where the Stars go to Play

If you are in the mood to be treated like Hollywood royalty, then Planet Hollywood is the place for you to stay when you visit Las Vegas. Your stay will be in a room that is beautifully furnished and equipped with everything you will need. The live entertainment lineup includes Dave Matthews, Willie Nelson, America s Got Talent and the Miss America Pageant. With restaurants ranging from coffee shops and cafes to buffets and fine dining, every palate will be satisfied. If gaming is what you crave, there is an incomparable gaming floor with every imaginable slot machine or table game you could want. You could start your day off with an invigorating spa treatment, head down to the gaming floor to check out the slots and table games then finish off the day in one of the hotel s nightclubs. Planet Hollywood offers packages to upgrade rooms and include spa treatments as well. The party never stops at Planet Hollywood, so why aren t you there yet?

Treasure Island a Pirate s Hangout

Located on the Las Vegas strip is the AAA Four Diamond resort known as Treasure Island. With a wide range of elegant rooms and suites to choose from and a concierge service that can t be beat, your stay there will be one of utter relaxation. Indulge yourself at the outdoor pool or relax and rejuvenate with a spa treatment. Enjoy shows like the Sirens of TI as they wage a live sea battle with blackguard pirates, or Mystere Cirque Du Soleil, Bill Cosby and even Bill Engvall. If a drink is what you are in the mood for then head down to one of the six lounges or the indoor/outdoor nightclub. If shopping is what you like to do just head across the pedestrian bridge to the Fashion Show mall. There is no better place to stay in Las Vegas where you can get this much fun and superb customer care.

Building Las Vegas Hotels

It involves a lot of money in constructing Las Vegas Hotels because of its magnitude. The bigger the hotel is supposed to be, the larger the paycheck these providers are going to get. Imagine a minimum of 30 floors in steel and cement at your hands; it is indeed big money for you. Guests come to hotels and make it their temporary home. They would love their temporary home to be delightful and welcoming, with hotel workers to be accommodating and courteous, but the fact remains that attractive hotels get more walk-ins. It can be a cause. First impressions will always be on how the hotel looks and how the client feels about how it looks. Now being a contractor, you must appease your bosses and stick to what it is that they want done for their hotels. But if you have modern ideas to add that will make the Hotel more appealing, tell your boss and add it during the planning stages.

Enjoying Las Vegas Hotels at a cheap price

Did it ever occur to you that visiting Las Vegas can be very economical even if you will be checking in any of the dreamy Las Vegas Hotels?It is more than probable to have fun in Vegas while paying a glorious hotel that you would like to stay at for the price of an inn. Save as much as you want in Las Vegas. Penny-pinchers will explore every possibility there is to get the utmost worth of their money and still have the unforgettable vacation on the Strip one could ever have. Look forward to off-peak room accommodations. Hotels all around the world need customers to pay for their rooms and try their hotels, more so during off peak time when vacationers are only a handful. As a sales pitch in motivating people to come check them out, Vegas hotels offer hefty price-offs and other money saving gimmicks in exchange for their fabulous rooms. You can browse the internet for cheap hotel deals on the internet or just call the hotel you like and ask them when they will have their discount dates.

Las Vegas hotels

today are one of the most booked hotels around the world, and I can assure you there are several reasons why. You will find the best and cheapest Las Vegas Deals, and other

cheap hotels

just a click away.

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