Move Your Super By Jamie Mc Intyre

By JamieMcIntyre

Australians have way too much of their superannuation tied up in the share market, and theyre following the unsound investment advice of buy and hold spruiked by financial sales people oops, sorry, financial planners.

This flawed strategy wiped out many baby boomers in the first Global Credit Crisis and its about to happen again.

Interestingly, Australians with more of their super in real estate have fared much better.

Australians simply have too much super weighted in shares.

Personally Im reallocating more of my super away from equities and into the following:

Australian land

Land appreciates faster than houses. Its a much safer, more secure investment (especially if you dont have to pay for it for a decade).

Plus by not having to pay for it for 7 to 12 years (by utilizing options) and then building a house on the land if you wish, this type of investing is a perfect way to hide from the financial storm thats coming.

Think about it. Theres no need to borrow money or pay holding costs, which can send you broke. Its leverage without the borrowing risks. And that means you can wait as long as you want.

Patience is a virtueand makes you rich when you have no borrowing costs.

US Property

Ive talked about this before however in a worse case scenario of the US economy going into a 10 year Japanese-like recession, US property will still be a phenomenal investment.

Listen; dont let the global uncertainty confuse you into thinking that the US property market shouldnt be exploited as much as possible especially whenever our dollar is above parity.

Being able to buy at rock bottom prices now (i.e. houses that were $250,000 for $80,000) with high rental returns will ensure most houses are paid off in 5 to 7 years.

And did you know rents are expected to rise further? Its true; the high amount of foreclosures is pushing former owners to become renters.

[youtube]http://www.youtube.com/watch?v=AyiW52AUQLI[/youtube]

Plus many of those former owners are happy to rent their house back and agree to rebuy from you later at a healthy profit.

Why would they want to do that? Its simple. They can still get their house back at fraction of what they paid for it. And in truth, theyre very grateful to have a second chance.

Many of these houses, even in a recession, will recover back towards at least replacement value when surplus US housing stock runs out.

But even if it somehow didntyou dont need capital growth in US Property to make a small (or large) fortune.

What about further price drops?

Its possible, but buying houses at $80,000 that were $250,000 in 2008Im more than comfortable that any price drop will be minimal.

Actually in some areas small price rises have occurred as foreign investors compete for bargains.

Rural Land

I saw the Asian Food Crisis coming 5 years ago. Now I see soft commodities booming even more and I predict Australian rural prices will boom in coming years.

Actually, heres something interesting: small farmland in the US has boomed in recent years while residential real estate has crumbled.

What About The Stock Market?

For some months now Ive been saying, hold back, because better buying opportunities will come up.

Now were starting to see some good buying opportunities. And you know what? There will be even better ones coming.

Be prepared to take advantage of the market, but dont be overweighted in equities. It will be volatile.

(Those who know how to insure shares and make money when the market drops would be having a field day recently!)

Forex & Eminis

The Australian dollar has been in a good pattern. Up to $1.10 then retracting 5 to 10 cents, then rising again.

Forex trading is only for the educated though. The same with Eminis.

If financially educated, these can be great boosters to your portfolio. But they shouldnt be your portfolio.

To be nicely balanced, Id have these more speculative strategies backed up with lower risk type strategies such as land and houses.

Gold and silver

10 years ago I told 21st Century Members to buy gold when it was around $200 an ounce.

I explained in my book What I Didnt Learn At School But Wish I Had, Americas debt based Federal Reserve System would crumble because they cant just keep printing money with no reserves.

I bet my members wish theyd bought more gold now

Id still buy gold and silver, even now. Mainly as a hedge, not so much as an investment even though theres still immense profit potential available.

In fact Im trying to go one better and trade some assets for a nice slice of a silver mine ASX listed company to dig it up rather than just buy it.

Renting shares and selling insurance

These cash-flow type strategies can be very effective. The key is doing it over quality assets that have long-term inherent value.

For example: using the Warren Buffett stock selection criteria I modelled off arguably the worlds greatest investor.

Leave this part out of the recipe and youre messing with the strategy.

Remember crisis is opportunity.

Now is the time to be increasing your financial education, to take advantage of the volatile times heading our way.

Panic or profit. Everyone has a choice.

For free educational resources on many of these strategies check out these links:

US Property http://www.21stcenturyusproperty.com

Scholarships http://www.21stcenturyscholarships.com.au

Warren Buffett Strategy http://www.wealthdvdoffer.com

Share Renting http://www.21stcenturysharerenting.com

Selling Insurance http://www.youtube.com/watch?v=2eGsEROSccQ

See Sir Richard Branson, Tim Ferriss, Eddie McGuire, Myself, and a world-class line up of internationally renowned speakers at the 21st Century Financial Education Summit.

Move Your Super by Jamie McIntyre

Jamie McIntrye

CEO of 21st Century Education

Jamie McIntyre is an authorised representative of Romad Financial Services Pty Ltd (AFSL No 238 032). Jamie is RG 146 compliant in the areas of derivatives, securities and managed investment products. He is currently authorised to provide general advice and dealing services in Derivatives, Deposit Products, Managed Investments and Securities (ASIC No. 321 315).

About the Author: Jamie McIntyre is the founder of the 21st Century Group of companies and CEO of 21st Century Education. He is also author of the bestselling book What I Didnt Learn At School But Wish I Had, successful entrepreneur, investor, sought after success coach and speaker

jamiemcintyre.com

Source:

isnare.com

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5-year-old girl handcuffed by Florida police

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5-year-old girl handcuffed by Florida police

Sunday, April 24, 2005

St. Petersburg, Florida police were taped on video handcuffing a five-year-old kindergarten student who had earlier torn papers off a bulletin board and punched an assistant principal. The camera happened to be filming on March 14 as part of a classroom self-improvement exercise at Fairmount Park Elementary. Video of the event has been released by a lawyer for the child’s mother.

The little girl had already calmed down from her tantrum by the time of arrival of the police, but they cuffed her anyway. Police had been called when a phone call to mother Inga Akins, had led teachers to believe that it would take an hour for Ms Akins to arrive and take the girl away.

The video reportedly shows three officers pin the passive girl’s arms behind her back and put on handcuffs, as she screams, “No!”

Attorney for the mother, John Trevena, called the incident “incomprehensible”. He provided the tape to the media this week, after obtaining it from police.

“The image itself will be seared into people’s minds when you have three police officers bending a child over a table and forcibly handcuffing her,” said Mr Trevena.

Police planned to investigate the incident and make public the findings in around two weeks.

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Labour politician Tony Benn dies aged 88

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Labour politician Tony Benn dies aged 88

Friday, March 14, 2014

Tony Benn, British Labour Party politician and left-wing campaigner, died this morning at his home in west London at age 88. Benn’s health had been declining since a stroke left him hospitalized in 2012.

Benn’s father and both grandfathers were MPs (Members of Parliament) in the Liberal party; his father defected to Labour and became a Cabinet Minister. Benn grew up in London and was a pupil at Westminster School before studying politics, philosophy and economics at New College, Oxford. During World War II, he served in the Royal Air Force for two years, then went back to Oxford to finish his studies. He worked as a BBC radio producer.

Tony Benn became an MP in November of 1950 and was a member of the cabinets of Harold Wilson and James Callaghan. In 1981, Benn ran for deputy leadership of the Labour Party but lost. He also had a role in shaping the 1983 Labour manifesto. He went on to become a diarist and speaker, as well as joining in the anti-war movement and speaking out strongly against the Iraq war. The Sun newspaper once referred to him as “the most dangerous man in Britain” because of his strong left-wing political views.

Benn’s son Hilary also joined Labour and is an MP for Leeds Central. He distanced himself from his father’s views by saying he was “a Benn, not a Bennite”.

Benn’s children released a statement following his passing: “We would like to express our heartfelt thanks to all the NHS [National Health Service] staff and carers who have looked after him with such kindness in hospital and at home. We will miss above all his love which has sustained us throughout our lives. But we are comforted by the memory of his long, full and inspiring life and so proud of his devotion to helping others as he sought to change the world for the better.”

Labour leader Ed Miliband said Benn was an “iconic figure of our age”, “a champion of the powerless, a great parliamentarian and a conviction politician”. David Cameron said on Twitter: “Tony Benn was a magnificent writer, speaker and campaigner. There was never a dull moment listening to him, even if you disagreed with him.”

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Pakistan: car rams into police truck killing at least seven, injuring 22 in Quetta

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Pakistan: car rams into police truck killing at least seven, injuring 22 in Quetta

Friday, October 20, 2017

On Wednesday, at least seven people were killed and 22 were injured in [[Quetta, Balochistan province, Pakistan, after a car rammed into a truck carrying policemen. Abdur Razzaq Cheema, a police chief, said five police officials died in the incident and eight were critically injured.

Speaking to Al Jazeera, police official Muhammed Akbar said the incident took place on Saryab road. Sanaullah Zehri, chief minister of Balochi province, said, “it was a sucide attacker who appeared in a car with 70 to 80kg of explosives”. Reuters reported Pakistani Taliban had claimed responsibility for the attack.

Another police official was killed in a different part of the city. Lashkar-e-Jhangvi claimed responsibility for shooting and killing that official. They also claimed to have installed a bomb on the roadside. Officials said two Pakistani soldiers were killed due to that explosion.

At least five were killed in in a gunfire incident in Quetta last week. Earlier this month, more than a dozen were killed at a Sufi shrine in Balochistan in an alleged suicide attack.

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Posted: October 8th, 2021 by Admin

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What Is Gastric Band Surgery Versus Gastric Bypass Surgery?

What Is Gastric Band Surgery Versus Gastric Bypass Surgery?

by

Paul Tobey

If you are finally tired of yo-yo dieting and have been suffering from overweight issues your entire life then you have probably looked into gastric bypass surgery.

While this may be an option for you, this article will discuss the difference between gastric bypass surgery and gastric banding.

Both procedures are permanent yet, you should know that gastric bypass surgery cannot be reversed while gastric banding is reversible.

Gastric bypass surgery is an invasive procedure which makes the stomach smaller so that you feel full faster than when your stomach was its original size. Also, it will cause some of your food to bypass the small intestine. When food bypasses this part of the small intestine it reduces the amount of food and nutrients that are absorbed into the system.

[youtube]http://www.youtube.com/watch?v=WN6pECaL3Fw[/youtube]

Gastric banding on the other hand, does the same thing except it is a band which is inserted through a laparoscopic procedure. This procedure could take as little as 20 min. and the patient is released the same day. Not so with gastric bypass. Gastric bypass is a much more invasive procedure and is done by making an incision in the abdomen.

Gastric banding can be reversed. It is a simple laparoscopic procedure in which the band is removed. However, most patients keep the band for life because, once it is removed the patient goes back in many cases to eating the way they used to eat, until full.

And, when the band is removed, the stomach goes back to its original size. That is why it is a permanent solution as long as the band remains in place. This type of procedure has become much more popular because it is less invasive and in many cases less expensive.

Some of the problems experienced with gastric bypass surgery are things like; stomach pouch problems, vomiting, hernia, kidney stones, gallstones and of course infection. These problems are much less severe with gastric banding if they occur at all.

Furthermore, gastric bypass surgery is a complex operation in which many areas of the abdomen are involved while laparoscopic band surgery is a much simpler operation and gives much lower risk.

Gastric bypass promotes rapid weight loss over a six-month period while gastric banding is a much more slow and steady weight loss which is much more healthy. The gastric band is adjusted over time for maximum success.

In the end, it\’s up to you to choose which procedure is best for you and I would highly recommend that you do further research.

One of the things that you might want to consider is your health insurance and how you will pay for your procedure.

In life there are few shortcuts. However, these types of procedures are definitely shortcuts and will get you to your ideal weight faster than anything else. You will be required to adopt good eating habits and good exercise habits however you will not be able to eat more than the procedure will allow you to.

For more information about

weight loss surgery

and

slimband reviews

please visit the author\’s website.

Article Source:

ArticleRich.com

Posted: October 8th, 2021 by Admin

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Runaway EMU train collides with freight train in India

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Runaway EMU train collides with freight train in India

Friday, May 1, 2009

At approximately 06:00 a.m. (00:30 GMT) Wednesday, between four and seven people were killed when an Electric Multiple Unit (EMU) passenger train crashed into a stationary freight train at Vyasarpadi Jeeva station, in Chennai, India. Between eleven and twenty persons were injured, and rushed to General Hospital in Chennai.

Officials are unsure of the number of persons aboard the passenger train, which was operated by an unknown person. “It is not clear who operated (it),” said S. Jayanth, acting general manager of Southern Railway. The operator of the EMU train was not in the train when it left 15 minutes to half an hour before the scheduled departure time. It is said some passengers did board the passenger train.

The EMU train ignored all signals, and drove about 7 kilometers (4 mi) at high speed, jumping tracks, before colliding with the goods train.

The driver of the goods train, Arumugam, has been confirmed as one of those who has died. The goods train was traveling between Arakkonam to Chennai. The motorman, guard and assistant jumped from the goods train sustaining fractures.

“We heard a loud noise and saw several compartments in flames. The smell emanating from bodies from the mangled coaches was nauseating,” said M.N. Selvi, a nearby resident.

The platforms at the Vyasarpadi Jeeva station were destroyed, and electrical cables were torn down. The EMU train caught fire in the collision destroying two compartments completely. The other compartments were thrown from the tracks. The freight train was loaded with oil tanks, however reports indicate that only the EMU train was set ablaze.

All train services were canceled for a time on one of the busiest rail lines of India. “Train services are disrupted due to the mishap but we hope to restore the services in two to three hours time,” an Indian Railways spokesperson.

Railways Minister Lalu Prasad announced that an inquiry will be held.

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Posted: October 8th, 2021 by Admin

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Health organisations respond to Ebola outbreak in Democratic Republic of the Congo

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Health organisations respond to Ebola outbreak in Democratic Republic of the Congo

Sunday, September 16, 2007

The World Health Organization (WHO), non-governmental aid organisation Médecins Sans Frontières (MSF), and the U.S. Centers for Disease Control and Prevention (CDC) have sent experts to the Democratic Republic of the Congo (DRC) to assist local health authorities with a recent outbreak of Ebola haemorrhagic fever in Kasai Occidental province of DRC. The illness had been unidentified until laboratory test results confirmed the presence of the virus.

DRC President Joseph Kabila described the situation as being contained. “The village of Kampungu has been quarantined to prevent population movement towards Kananga,” Kabila said on Thursday. Kananga is the provincial capital. “The situation is at the moment, I cannot say under control, but at least the problem has been contained very well in the area,” he continued. “There is no risk that the whole country will be affected.”

WHO is working closely with officials from the DRC Ministry of Health and MSF to improve local facilities in order to better contain the virus. A mobile field laboratory is to be established in order to provide rapid sample analysis and, subsequently, diagnosis of patients. There are concurrent outbreaks of other diseases, such as dysentery (Shigellosis), that have been complicating diagnoses and need to be identified as well.

Ebola haemorrhagic fever generates mortality rates in the range of 50 to 90 percent, typically. There is currently no vaccine or effective treatment for Ebola. WHO describes the symptoms of Ebola as being “characterized by the sudden onset of fever, intense weakness, muscle pain, headache and sore throat. This is often followed by vomiting, diarrhoea, rash, impaired kidney and liver function, and in some cases, both internal and external bleeding. Laboratory findings show low counts of white blood cells and platelets as well as elevated liver enzymes.”

MSF, who now have 14 experts in DRC, arranged for eighteen tons of supplies, such as medical and sanitation material, to be delivered to the province of West Kasai. MSF indicated that the transportation of supplies from the airport to the affected areas has been a challenge, due to poor road conditions. It has taken up to three days to travel the 250 km to the outbreak area from the provincial capital city, Kananga.

MSF experts will provide advice on sanitary burial procedures, which would include the use of body bags and spraying. Both the WHO and MSF will disseminate information to the local population regarding the transmission of the virus and measures that could be taken to reduce the spread of the disease.

The MSF emergency team coordinator in Kampungu, Rosa Crestani, described the isolation ward set up at Kampungu’s health centre. “Our isolation centre is basically divided in three parts. One is completely isolated, where the sick patients are; another is where the staff dresses with the complete protection uniform and then undresses after having been in contact with the patients; and the third part is a space for disinfection in between,” said Crestani. “In the coming days, we will decide with the Ministry of Health and the WHO whether we set up isolation structures in other locations of the health zone.”

Neighbouring countries, such as Rwanda and Zambia have issued alerts to their citizens, warning of travel to and from DRC. Zambian Health Minister Brian Chituwo stated that all people coming into Zambia from DRC will be watched for symptoms of Ebola for up to eight hours. Chituwo noted, however that it would be unlikely for an infected person to travel into the country, as the time between onset and death is very rapid and that the symptoms are severe.

There has been a minimum of 395 people affected by haemorrhagic fever, including 160 deaths, in DRC in the past few months. Since arriving in Kampungu in early September, MSF have seen 25 patients admitted with suspected Ebola haemorrhagic fever, of which eight have died.

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Posted: October 5th, 2021 by Admin

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Surgeons reattach boy’s three severed limbs

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Surgeons reattach boy’s three severed limbs

Tuesday, March 29, 2005A team of Australian surgeons yesterday reattached both hands and one foot to 10-year-old Perth boy, Terry Vo, after a brick wall which collapsed during a game of basketball fell on him, severing the limbs. The wall gave way while Terry performed a slam-dunk, during a game at a friend’s birthday party.

The boy was today awake and smiling, still in some pain but in good spirits and expected to make a full recovery, according to plastic surgeon, Mr Robert Love.

“What we have is parts that are very much alive so the reattached limbs are certainly pink, well perfused and are indeed moving,” Mr Love told reporters today.

“The fact that he is moving his fingers, and of course when he wakes up he will move both fingers and toes, is not a surprise,” Mr Love had said yesterday.

“The question is more the sensory return that he will get in the hand itself and the fine movements he will have in the fingers and the toes, and that will come with time, hopefully. We will assess that over the next 18 months to two years.

“I’m sure that he’ll enjoy a game of basketball in the future.”

The weight and force of the collapse, and the sharp brick edges, resulted in the three limbs being cut through about 7cm above the wrists and ankle.

Terry’s father Tan said of his only child, the injuries were terrible, “I was scared to look at him, a horrible thing.”

The hands and foot were placed in an ice-filled Esky and rushed to hospital with the boy, where three teams of medical experts were assembled, and he was given a blood transfusion after experiencing massive blood loss. Eight hours of complex micro-surgery on Saturday night were followed by a further two hours of skin grafts yesterday.

“What he will lose because it was such a large zone of traumatised skin and muscle and so on, he will lose some of the skin so he’ll certainly require lots of further surgery regardless of whether the skin survives,” said Mr Love said today.

The boy was kept unconscious under anaesthetic between the two procedures. In an interview yesterday, Mr Love explained why:

“He could have actually been woken up the next day. Because we were intending to take him back to theatre for a second look, to look at the traumatised skin flaps, to close more of his wounds and to do split skin grafting, it was felt the best thing to do would be to keep him stable and to keep him anaesthetised.”

Professor Wayne Morrison, director of the respected Bernard O’Brien Institute of Microsurgery and head of plastic and hand surgery at Melbourne’s St Vincent’s Hospital, said he believed the operation to be a world first.

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Posted: October 3rd, 2021 by Admin

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Cooking Thermometer: Trustworthy Measuring Tool Of Food Items Industry

Cooking Thermometer: Trustworthy Measuring Tool of Food items Industry

by

Mariah Clarkescott

A cooking thermometer is actually a remarkable tool of this food business which measures the temperature of various foodstuffs in uncooked or cooking form. It really has been deservingly said by countless experts or chefs that when you desperately want to maintain guesswork out of your preparing food then you certainly must convert it into a habit to utilize cooking thermometer frequently within your cooking.

[youtube]http://www.youtube.com/watch?v=iODrN07xIXA[/youtube]

The regular use of thermometer while cooking various dishes may enhance the taste of the particular cooking recipe. Since it becomes difficult to ascertain the proper cooking time of the meat and poultry dishes so, the use of thermometer help you in knowing whether your dish is under cooked or perfectly cooked. As a result a thermometer represents an important task on your cooking because it assists you to in determining the inner heat of these baked foods correctly and promptly. At present we can locate various varieties and designs of cooking thermometers ranging from moderately valued to pricey ones based upon one’s desire. These kinds of thermometers are not just employed for cooking meats or poultry products but in addition for cooking veggie or pasta dishes. The most famous and efficient sort of thermometer to cook is known to be the dial type with sole probe that may be usually implanted in to the deepest portion of the flesh to look at the temperature. It truly is employed at the beginning of the baking procedure to observe the precise temp of the food item. In addition to this there are thermometers which can be implanted within the meal at the end of the food preparation to determine the precise temperature. You can also find pop – up thermometers which especially pop out of your flesh of poultry or turkey while completely done. There are also wireless thermometers which are widely used for cooking dishes inside the oven. The probe of your thermometer is positioned into the cooked food item which is put inside the oven to cook and it gives beep sound in the event the dish reaches to its great temperature. Up coming is a Use-and-throw thermometer which often ought to be put to use once and gives correct reading of this dish instantaneously. The alternatives in cooking thermometers are generally endless; you must choose the one that will be well-performing, user-friendly and cost-effective in aspect.

For benefit of readers our website has useful related information for

Tympanic Thermometers

and also good stuff about

Taylor Cooking Thermometer

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ArticleRich.com

Posted: October 2nd, 2021 by Admin

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FDA issues proposed rules requiring calorie content on menus

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FDA issues proposed rules requiring calorie content on menus

Sunday, April 3, 2011

The US Food and Drug Administration (FDA) has issued proposed calorie labeling rules requiring most retail food vendors to display the calorie counts in items on their menus and menu boards. The proposed rules, issued Friday and expected to be finalized in 2012, would apply to most restaurants, snack bars, vending machines, coffee shops, drive-through restaurants, and convenience and grocery stores.

The US Congress required the rules in the health-care reform law passed in 2010. The rules proposed by the FDA must undergo a public comment period before they are finalized and take effect, said Michael R. Taylor, Deputy Director for Foods at the FDA.

The proposed regulations pertain to businesses devoting more than 50 percent of their floor space to the sale of food or that consider themselves restaurants, specifically food-selling chains with at least 20 stores nationally. Included are candy stores, bakeries, and ice-cream parlors.

The FDA’s proposed guidelines specify that chains post the calorie counts of foods and drinks on menus and menu boards or next to the food item, such as at a salad bar. The menu is to prominently exhibit the calorie content of each item in a way customers can see easily, giving them the same information packaged foods prepared at home currently provide. The information must be displayed in “clear and conspicuous” print and colors.

Giving consumers clear nutritional information makes it easier for them to choose healthier options that can help fight obesity and make us all healthier.

Many cities and states have passed laws requiring calorie labeling on menus, beginning with New York City in 2008. California implemented a similar law in January, although many counties are waiting for the release of the federal guidelines before they begin enforcement. Some fast-food chains there, such as McDonald’s and Starbucks, are displaying calorie counts on menus in some of their stores.

The rules are intended to curb the national obesity epidemic since, according to FDA estimates, one third of the calories people consume yearly come from food eaten out. In a statement issued yesterday, Kathleen Sebelius, Secretary of Health and Human Services said, “Giving consumers clear nutritional information makes it easier for them to choose healthier options that can help fight obesity and make us all healthier.”

Excluded from the rules are businesses whose primary product is not food sales but that sell it, such as bowling alleys, airports and airplanes, amusement parks, hotels and movie theaters. Alcohol is also excluded.

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Posted: October 1st, 2021 by Admin

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